Guess where I am

What I found odd was it was 4 PM and I couldn't find my client...they'd gone home for the day.  Last man standing at 5PM was me.


Contemplating between more ETF's and going with individual stocks for investments.  Yes, an individual stock can do better, but I know enough to know that stocks I pick crater.  So, baskets of stocks are probably still a better bet.  And I'm still really drawn to those stocks kicking off dividends.