Guess where I am

What I found odd was it was 4 PM and I couldn't find my client...they'd gone home for the day.  Last man standing at 5PM was me.

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Contemplating between more ETF's and going with individual stocks for investments.  Yes, an individual stock can do better, but I know enough to know that stocks I pick crater.  So, baskets of stocks are probably still a better bet.  And I'm still really drawn to those stocks kicking off dividends.