Take Down


Take Down
Originally uploaded by kryn13

I tried the Starbucks VIA 'instant' coffee yesterday as part of their nationwide promo.  I had the Italian roast.  It was honestly not bad.  It's ground very fine, perhaps finer than Turkish coffee.  I'm thinking it will be good for backpacking trips.  Not that I've done much of that lately (sad story).

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I have a head cold, I'm not happy about it.

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Trade credit - haven't done the math on that in a while.  Was prompted when I saw terms of '3.5/18 net 120'.  Very odd compared to the more typical '2/10 net 30'.  Did the math and those odd terms create an effective apr of 13.6% compared with 43.5% apr for the 2/10 net 30.  Not sure 13.6% is enough motivate me to pay early.

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Experience is the hardest kind of teacher.  It gives you the test first and the lesson afterward.

- Anonymous